Business loans made easy

Business loans made easy

CreditSME Overview

CreditSME is a business loan specialist that quickly and confidently arranges loans for businesses from $20k to $50m on the best available terms from a panel of over 60 bank and non-bank lenders. Loan types include bank loans and overdrafts, unsecured loans or line of creditcommercial finance, invoice finance, trade finance, equipment finance and acquisition finance

CreditSME leverages technology to simplify the loan application and approval process with an automated matching system to connect your business to the most suitable lender to get the best loan terms available. 

CreditSME also offers a debt advisory service to business seeking a larger or more complex funding solution.   

CreditSME Services

Online Lender Match

CreditSME quickly provides businesses with the best loan terms available from 60+ lenders. 

CreditSME will then submit the loan application with the selected lender and manage the process through to approval and funding.

Select either the Express Loan Terms to quickly get your best business loan terms or the Lender Match for a more detailed analysis of your business and funding requirements. 

Debt Advisory

CreditSME provides a debt advisory service to businesses that is typically for new loans or a refinancing of greater than $2m.

This service includes a detailed analysis of the profile and funding requirements of the business and implementing a funding plan and process to extract the optimal loan terms from lenders.

Borrower Score

CreditSME has developed a proprietary credit scoring system to rate the credit profile of a business.

This rating, effectively replicating lenders' internal rating systems, is used in our loan assessment and matching process though can also be used for a variery of different reasons including an assessment of your clients, contractors or just to better understand how your business will be viewed by lenders.

About Us

The team at CreditSME have extensive experience in credit analysis, business lending and debt advisory for businesses of all sizes. 

CreditSME has partnered with over 60 bank and non-bank lenders including the major Australian banks, regional banks, specialist non-bank lenders, marketplace lending platforms, credit funds and other private investors. These lenders have been selected to best ensure businesses have access to the most suitable funders and best available loan terms.

CreditSME is an authorised credit representative under Australian Credit Licence 384704, an accredited member of the Finance Brokers Association of Australia and a member of Fintech Australia.

Why use CreditSME?

Benefits

  • Get the best loan terms available
  • No cost or obligation to your business
  • Experienced loan professionals
  • All business loan types
  • Access to 60+ lenders
  • No impact on credit score
  • Streamlined approval process

How it works

  • Complete loan or lender match application
  • Receive best loan terms available
  • Select preferred lender
  • CreditSME arranges loan approval
  • Funding available from 2 days

Funding available for

  • Working capital
  • Equipment
  • Commercial property
  • Inventory
  • Acquire another business
  • Various other uses

FAQs

Industries:

CreditSME is able to arrange business loans for companies across all sectors including:

  • Building/Construction Services
  • Manufacturing
  • Media and Advertising
  • Retail/Wholesale
  • Healthcare
  • Professional Services
  • Recruitment and labour hire
  • Fast moving consumer goods
  • Transport

Lender partners:

CreditSME has partnered with 60+ lenders and platforms to best ensure a loan solution for all businesses including:

  • Major and regional banks
  • Trade financiers
  • Equipment financiers
  • Debtor financiers
  • Peer to peer platforms
  • Online non-bank lenders
  • Unsecured/cashflow lenders
  • Commercial property financiers

Get your Free Preliminary
CreditSME Borrower Score and Lender Match now