Debt funding specialists for SME and mid market businesses

CreditSME Overview

CreditSME is a debt advisory firm focussed on arranging funding solutions for SME and mid-market businesses, sponsors and projects. CreditSME is experienced in arranging loan facilities across the full suite of loan types including bank loans and overdrafts, unsecured loanscommercial finance, invoice finance, trade finance, equipment financeacquisition finance, project finance and development finance. 

CreditSME also offers an online platform for businesses seeking loans of under $1m with a quick and efficient process for businesses to be matched with the most suitable lender.     

CreditSME has partnered with over 125 lenders and investors including all of the major banks, property finance specialists, equipment financiers, working capital specialists, credit funds and other private lenders to ensure clients are matched to the most optimal lender and funding solution.   

Call us today (1300 001 567) to discuss your funding requirements or click below for our online business loan match.

CreditSME Services

Online

CreditSME provides an online lender match to enable businesses quick access to the best loan terms available for their specific funding requirement from over 125 lenders. 

CreditSME will then manage the loan application with the selected lender through to loan approval and funding.

Click here to start the process and quickly obtain the best loan terms for your business.  

Debt Advisory

CreditSME provides a debt advisory service to businesses that is typically for new loans or a refinancing of greater than $1m.

This service includes a detailed analysis of the profile and funding requirements of the business and implementing a funding plan and process to extract the optimal loan terms from lenders.

Borrower Score

CreditSME has developed a proprietary credit scoring system to rate the credit profile of a business.

This rating, effectively replicating lenders' internal rating systems, is used in our loan assessment and matching process though can also be used for a variery of different reasons including an assessment of your clients, contractors or just to better understand how your business will be viewed by lenders.

About Us

The team at CreditSME have extensive experience in credit analysis, business lending and debt advisory for businesses of all sizes. 

CreditSME has partnered with over 125 bank and non-bank lenders including the major Australian banks, regional banks, specialist non-bank lenders, marketplace lending platforms, credit funds and other private investors. These lenders have been selected to best ensure businesses have access to the most suitable funders and best available loan terms.

CreditSME is an authorised credit representative under Australian Credit Licence 384704, an accredited member of the Finance Brokers Association of Australia and a member of Fintech Australia.

Why use CreditSME?

Benefits

  • Get the best loan terms available
  • Experienced loan professionals
  • All business loan types
  • Access to 125+ lenders
  • No impact on credit score
  • Streamlined approval process

How it works

  • Discuss funding requirements or complete application
  • Receive best loan terms available
  • Select preferred lender
  • CreditSME arranges loan approval
  • Funding available from 2 days

Funding available for

  • Working capital
  • Property development
  • Equipment
  • Commercial property
  • Inventory
  • Acquire another business
  • Various other uses

FAQs

Industries:

CreditSME is able to arrange business loans for companies across all sectors including:

  • Building/Construction Services
  • Manufacturing
  • Property
  • Media and Advertising
  • Retail/Wholesale
  • Healthcare
  • Professional Services
  • Recruitment and labour hire
  • Fast moving consumer goods
  • Transport

Lender partners:

CreditSME has partnered with 125+ lenders and investors to best ensure a loan solution for all businesses including:

  • Major and regional banks
  • Trade financiers
  • Equipment financiers
  • Debtor financiers
  • Peer to peer platforms
  • Online non-bank lenders
  • Unsecured/cashflow lenders
  • Commercial property financiers
  • Credit funds
  • Private investors

Get your Free Preliminary
CreditSME Borrower Score and Lender Match now