Borrower scoring and lender match platform for your business

Credit made easy for SMEs

Credit made easy for SMEs

What is CreditSME?

CreditSME is a business loan specialist that quickly and confidently arranges loans for businesses from $20k to $20m on the best available terms from a panel of over 50 bank and non-bank lenders. Loan types include bank loans and overdrafts, unsecured busines loans, unsecured lines of creditcommercial finance, invoice finance, trade finance, equipment finance and acquisition finance

CreditSME simplifies the loan application and approval process by using a proprietary model to generate a borrower score on businesses and uses this score to match the business to the most suitable lenders. 

CreditSME enables owners and management of businesses to better understand their credit profile and ensure that they source the right business loan product on the most competitive terms with a simple and efficient loan approval process.  

Quick Lender Match

Quick Lender Match

Know the type of business loan you're looking for?

Click one of the below loan types for a Quick Application and get the lowest interest rates for your business from 50+ lenders:

One of our experienced banking and lending professionals will then help you all the way through the business loan application and funding process.

Lender Match

Lender Match

Want to know the most suitable loan type, lender and best loan terms and interest rates available for your business? 

CreditSME has developed a proprietary lender match platform to make it simple and time effective for businesses to source financing on the most competitive terms.

CreditSME will match your company to the most suitable lenders based on your CreditSME Borrower Score and financing requirements. We will promptly obtain indicative a loan proposal (without impacting your credit bureau score) from this lender(s) and help you through the loan approval and funding process with the selected lender. 

CreditSME has partnered with over 50 bank and non-bank lenders to best ensure there is a financing solution available to the widest possible range of businesses. 

CreditSME Borrower Score

CreditSME Borrower Score

Want to know how the banks and other lenders will assess your business?

Get a CreditSME Borrower Score (a score from 0 to 100) today to see how lenders will view your business. A score of greater than 50 will typically mean your business is eligible for a bank loan and a score of less than 50 may mean a non-bank lender is more suitable. The CreditSME Borrower Score also reflects the business loan pricing that will likely be available to your business. 

The proprietary CreditSME system is designed solely for scoring the credit profile of small and medium sized businesses (SMEs) and is based on a number of qualitative and quantitative factors that are specific to the company and industry.

Get your Free Preliminary
CreditSME Borrower Score and Lender Match now

FAQs

Industries:

CreditSME is able to arrange business loans for companies across all sectors including:

  • Building/Construction Services
  • Manufacturing
  • Media and Advertising
  • Retail/Wholesale
  • Healthcare
  • Professional Services
  • Recruitment and labour hire
  • Fast moving consumer goods

Lender partners:

CreditSME has partnered with 50+ lenders and platforms to best ensure a loan solution for all businesses including:

  • Major banks
  • Regional banks
  • Equipment financiers
  • Debtor financiers
  • Peer to peer platforms
  • Online non-bank lenders
  • Unsecured/cashflow lenders