Unsecured Business Loans

A business loan that is secured generally by the value of the business rather than any property or other specific assets is typically referred to as an unsecured loan. Unsecured business loans are provided by bank and non-bank lenders and can range widely in terms of loan size, term of the loan, pricing/interest rates and other key loan features. 

CreditSME can quickly and confidently arrange the most suitable unsecured loan for your business on the best available terms in the market whether it be with a major bank or non-bank lender.

By completing the below application form, CreditSME can quickly provide you with the best unsecured loan terms available for your business.

Apply Now

Complete the following for the best unsecured business loan terms in the market with no cost, obligation or impact on your business credit score. 

First Name
Last Name







Recent case studies

The following provides some recent examples of unsecured business loans arranged by CreditSME; 

  • $250k facility with a non-bank lender for a Sydney based importer and wholesaler that needed additional funding for a short term period as were at maximum utilisation under their existing trade and debtor finance facility;
  • $500k term loan and line of credit facility with a bank lender for a retailer that needed the funds for growth including the fit out of a new store and restocking of inventory;
  • $800k term loan facility with a bank lender for a property management business that was acquiring an additinal rent roll;
  • $150k short term loan facility for a Brisbane based construction firm that needed urgent addiitonal funds for day to day working capital purposes.

An unsecured business loan and CreditSME

Why an unsecured business loan?

  • Quick and easy loan approval and funding;
  • Low levels of documentation required;
  • No requirement for property security.

Why CreditSME to arrange your loan?

  • Access to a wide range of bank and non-bank lenders
  • Quick match to the most suitable lenders
  • Obtain the best loan terms available
  • Experienced lending professionals
  • Independent platform not owned by lenders
  • No cost or obligation on your business

How it works

  • Complete the above application form
  • Receive the best terms available from the most suitable lenders
  • Decision to accept the facility 
  • Funds can be available from same day  

Lenders - Unsecured Business Loans

Banks

  • Types: Bank overdraft / line of credit / term loan
  • Term: Up to 5 years
  • Size: $50k and above (no maximum) 
  • Rates: Typically between 5.5% and 12% p.a
  • Time to funding: 2-4 weeks
  • Security: GSA and director guarantee(s)

Non-bank lender

  • Types: Line of credit / term loan
  • Term: 1m to 2 years
  • Size: $20k to $1m
  • Rates: 0.8%+ per month
  • Time to funding: 0.5 days to 2 weeks
  • Security: subject to loan size

Marketplace lender

  • Types: Business term loan
  • Term: 1-5 years
  • Size: Up to $500k
  • Rates: 8% to 18% p.a
  • Time to funding: 5 to 10 days 
  • Security: GSA and director guarantee(s)

Get your Free Preliminary
CreditSME Borrower Score and Lender Match now