Unsecured business loan - Apply Now

Complete the following to receive the best unsecured loan rates for your business from 60+ lenders with no cost, obligation or impact on your credit score.

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Unsecured Business Loans

An unsecured business loan can be a good source of fast, short term funding for businesses needing some assistance with funds for growth, near term cash flow issues or to take advantage of a business opportunity.

CreditSME can quickly and confidently arrange the most suitable unsecured loan for your business on the best available terms in the market.

Types of unsecured loans

Bank facility

  • Types: Bank overdraft / line of credit
  • Size: $50k to $5m
  • Rates: Typically between 8% and 15%
  • Time to funding: 3-4 weeks

Non-bank lender

  • Types: Line of credit or short term loan (<2yrs)
  • Size: $20k to $500k
  • Info req'd: Low or full doc
  • Rates: 1%+ per month
  • Time to funding: 0.5 to 3 days

Marketplace lender

  • Types: Long term loan (1-5 years)
  • Size: Up to $250k
  • Rates: 8% to 18% p.a
  • Time to funding: 5 to 10 days 

Is your business eligible?

Key requirements for an unsecured business loan:

  • Revenue greater than $200k
  • Operating history greater than 3m

Why an unsecured business loan and CreditSME?

Why an unsecured business loan?

  • Quick and easy loan approval and funding;
  • Low levels of documentation required;
  • No requirement for property security.

Why CreditSME to arrange your loan?

  • Access to a wide range of bank and non-bank lenders
  • Quick match to the most suitable lenders
  • Obtain the best loan terms available
  • Experienced lending professionals
  • Independent platform not owned by lenders
  • No cost or obligation on your business

How it works

  • Complete the below application form
  • Receive the best terms available from the most suitable lenders
  • Select the preferred finance option
  • CreditSME arranges the preferred loan
  • Funds can be available from next day  

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