Debt Advisory

CreditSME provides businesses with a debt advisory service that can cover a broad range of services relating to the debt capital structure of the business or project. Broadly, this service includes setting and implementing a strategy to achieve the optimal capital structure and arranging a loan on the best available loan terms for a business or sponsor.

More specifically, this advisory service will often involve analysing a business or project, developing a targeted list of the most suitable lenders and then running a competitive process with these lenders and managing the process through the financial close of the loan. 

Our debt advisory service is typically for businesses seeking loans of between $2m and $100m. We offer a very competitive fee structure that can be tailored to your objectives including success based pricing. 

Call us today (1300 001 567) to discuss how our debt advisory services can assist your business.

Typical debt advisory assignments

New loan facility

For new loan facilities, CreditSME will typically:

  • Determine the most appropriate debt structure for the business;
  • Outline expected loan terms before approaching lenders;
  • Run a competitive process with a group of the most suitable lenders;
  • Assist in the lender diligence process;
  • Negotiate final terms with the selected lender; and
  • Manage the process all the way through to completion.

Refinance

The process for a refinancing will generally follow the same process as a new loan.

This includes forming a view on the best pricing that is likely to be achievable and then running a competitive process with a group of selected lenders to achieve these targeted loan terms.

Other

Other assignments include:

  • Reviewing and negotiating convertible loan terms or other structured loan products;
  • Arranging debt capital with non-bank lenders including for complex or difficult situations;
  • Assisting with negotiations with an existing lender;
  • Prepare debt related analysis and/or presentations for internal and external stakeholders.

Lender Partners

CreditSME has access to a wide range of lenders including banks, SME credit funds (Australian and offshore based), venture debt funds, construction financiers and private investors to best ensure the optimal funding solution for our clients. CreditSME has access to a strong relationships with the key decision makers within these lenders and a strong understanding of their lending criteria and assessment process to enable an efficient process with the most suitable lender for our clients.  

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