CreditSME was established in 2016 to assist businesses access the right funding solution with the most suitable lender and the most competitive pricing. CreditSME has partnered with over 100 lenders including the major banks, regional and business banks, specialised business and asset financiers, venture debt funds and other credit funds to best ensure that we are able to provide the best funding solution for small and medium sized businesses.
CreditSME has since arranged over $350m of loan facilities for Australian businesses. These loan facilities have comprised working capital facilities, growth capital facilities, acquisition finance, venture debt, trade finance, debtor finance, asset finance, and funding for commercial and industrial properties. These facilities have been arranged for clients over a wide cross-section of sectors including manufacturing, building products, professional services, education, healthcare, agriculture, infrastructure, engineering, property management and transport.
With the experience gained from the arranging of these loans and that of the team gained prior to joining CreditSME (over $1bn of loans arranged), CreditSME has a strong understanding of lenders appetite, credit analysis and approval processes and relationships with key people within the banks and non-bank lenders. This enables us to quickly establish what loan options are available to clients, what pricing and loan terms are achievable and to efficiently manage the process through approval, drawdown and over the life of a loan. Importantly, this saves our clients considerable time and effort in dealing with lenders directly for the establishment, negotiation and ongoing management of a business loan.
CreditSME is an authorised credit representative (CRN 493295) of the Australian Credit Licensee Finsure Finance & Insurance (ACL 384704) and an accredited member of the FBAA (334408) and Credit and Investments Ombudsman (36363).