CreditSME Overview

CreditSME is a business loan specialist for small and medium sized businesses. CreditSME arranges business loans for any purpose and are focused on loan sizes from $20k to $50m. CreditSME leverages technology to offer businesses an automated matching system to connect your business with the most suitable lender for the best terms or a more traditional debt advisory service. 

CreditSME is able to confidently arrange any type of business loan for your business to include bank term loans or overdrafts, equipment finance, invoice finance, trade finance, commercial property finance and unsecured loans.

CreditSME has strong relationships with over 60 bank and non-bank lenders so that we can quickly match your business up to the most suitable lender and get the most competive terms available to your business.

Services

Lender Match

CreditSME quickly provides you with the best business loan terms available from 60+ lenders. 

We will then submit a loan application with the selected lender on your behalf and manage the process through to funding.

Select either the Express Loan Terms to quickly get your best business loan terms or a more detailed Lender Match that is a more detailed analysis of your business and fundign requirements.  

Advisory

CreditSME provides a debt advisory service to businesses that is typically for new loans or a refinancing of greater than $2m.

This service includes a detailed analysis of the profile and funding requirements of the business and implementing a funding plan and process to extract the optimal loan terms from lenders.  

Borrower Score

CreditSME has developed a proprietary credit scoring system to rate the credit profile of a business. This rating, effetcively replicating lenders' internal rating systems, is used in our loan assessment and matching process though can also be used for a variery of different reasons including an assessment of your clients, contractors or just to better understand how your business will be viewed by lenders.