Rent roll finance

Rent roll finance is an effective funding tool for property management businesses with cost effective and flexible funding terms. Rent roll finance can be used for a varierty of funding purposes including the acquisition of another rent roll or business, general working capital or as a source of a deposit for the acquisition of a commercial or residential property. 

Why arrange finance through CreditSME?

Benefits of using CreditSME

  • Strong understanding of the sector and active lenders
  • Experienced lending professionals
  • No cost or obligation to your business
  • Get the best loan terms available
  • No impact on your business credit score

How it works

  • Complete the above form 
  • Promptly receive best loan terms available
  • Decision to proceed
  • CreditSME arranges loan facility with most suitable lender
  • Funding available from same day to 4 weeks

Lender assessment factors

  • Location of properties
  • Number of properties
  • Net property management income 
  • Track record of business owner
  • Loan to value of business

Typical loan terms - Rent Roll Finance

  1. Interest rate: 2.0% to 3.0% p.a over the RBA cash rate with bank lenders and an additional 2.0% to 5.0% p.a with private lenders
  2. Loan size: 60% to 75% of the valuation of the rent roll (that can include the value of a rent roll being acquired)
  3. Establishment fees: 0.6% to 1.0% of the facility amount with mainstream lenders and 1% to 3.0% for private lenders

Recent Transactions

  • $1m facility with a major bank for a Sydney based property management business that was acquiring another rent roll;
  • $200k line of credit facility with a non-bank lender to assist a Melbourne based property management business with their day to day cashflow;
  • $750k term loan with a non-bank lender to acquire a rent roll; 
  • $850k term loan and overdraft facility with a bank lender for a Brisbane based real estate business to grow the business; 
  • $2m facility with a major bank for a Sydney based real estate business to acquire another rent roll;
  • $400k term loan with a private funder for a Melbourne based real estate business that urgently required funds to repay an ATO liability; and
  • $500k term loan facility with a major bank for a Brisbane based property management business to expedite the organic growth of the business.     

Apply Now

Apply Now to promptly receive the best loan terms for your property management business from a range of bank and non-bank lenders. No cost, obligation or impact on your credit score.