Rent roll finance
Rent roll finance is an effective funding tool for property management businesses with cost effective and flexible funding terms. Rent roll finance can be used for a varierty of funding purposes including the acquisition of another rent roll or business, general working capital or as a source of a deposit for the acquisition of a commercial or residential property.
Why arrange finance through CreditSME?
Benefits of using CreditSME
- Strong understanding of the sector and active lenders
- Experienced lending professionals
- No cost or obligation to your business
- Get the best loan terms available
- No impact on your business credit score
How it works
- Complete the above form
- Promptly receive best loan terms available
- Decision to proceed
- CreditSME arranges loan facility with most suitable lender
- Funding available from same day to 4 weeks
Lender assessment factors
- Location of properties
- Number of properties
- Net property management income
- Track record of business owner
- Loan to value of business
Typical loan terms - Rent Roll Finance
- Interest rate: 2.0% to 3.0% p.a over the RBA cash rate with bank lenders and an additional 2.0% to 5.0% p.a with private lenders
- Loan size: 60% to 75% of the valuation of the rent roll (that can include the value of a rent roll being acquired)
- Establishment fees: 0.6% to 1.0% of the facility amount with mainstream lenders and 1% to 3.0% for private lenders
Recent Transactions
- $1m facility with a major bank for a Sydney based property management business that was acquiring another rent roll;
- $200k line of credit facility with a non-bank lender to assist a Melbourne based property management business with their day to day cashflow;
- $750k term loan with a non-bank lender to acquire a rent roll;
- $850k term loan and overdraft facility with a bank lender for a Brisbane based real estate business to grow the business;
- $2m facility with a major bank for a Sydney based real estate business to acquire another rent roll;
- $400k term loan with a private funder for a Melbourne based real estate business that urgently required funds to repay an ATO liability; and
- $500k term loan facility with a major bank for a Brisbane based property management business to expedite the organic growth of the business.
Apply Now
Apply Now to promptly receive the best loan terms for your property management business from a range of bank and non-bank lenders. No cost, obligation or impact on your credit score.