CreditSME Score

CreditSME has developed a proprietary system for scoring the credit profile of an SME. This system generates a CreditSME Score based on a number of qualitative and quantitative factors that are specific to the company and industry. This score can be used by various parties including businesses seeking finance, lenders and businesses that are taking any element of credit risk on external parties. 

Business Seeking Finance

Understand how a lender will assess your business and loan application

The borrower score on your business will be a key driver of the most suitable lender and likely loan pricing and terms

Lenders

Obtain an independent borrower score and analysis on your existing or prospective borrowers to bolster the internal assessment process.

Established credit models to give you a quick view on the credit profile of a business.

Can be used for screening on prospective clients, as an additional tool in the up-front credit assessment process or as part of the on-going credit monitoring process.  

Businesses taking credit risk

Understand the credit profile of your customers, suppliers, sub-contractors and any other parties that you may be taking credit risk on through the ordinary course of business.

Can be used as a tool in setting trade/credit limits on customers or as an analytical tool for assessing, screening, and benchmarking potential contractors or suppliers.