Business Loan Rates

The following provides a typical range of business loan rates for the small and medium sized businesses:

Loan type	Security	Pricing range
Bank loan	Various	4.05% to 7%
Commercial property	Property	4.05% to 6.5%
Equipment finance	Equipment	4.1% to 12.5%
Invoice finance	Invoices	4.9% to 12%
Unsecured business loan	Unsecured	0.5% to 3.0% p.m
Unsecured line of credit	Unsecured	0.5% to 3.0% pm
Factoring	NA	1.5% - 3.0% pr invoice
Construction	Property	6% to 10%
Trade Finance	Unsecured	5% to 9%

Click on the loan type above or complete the application form below to find out more on the different loan types and get the best interest rates available for your business.

Best business loan rates and CreditSME?

What impacts my business loan rate?

Size of the business and profitability
Assets of the business
Age of the business
Level of security available
Industry
Experience and profile of owners/management

Benefits of using CreditSME

Get the best rate available for your business
Access to wide range of bank and non-bank lenders
Experienced lending professionals
All business loan types covered
No cost or obligation to your business
No impact on your credit file

How it works

Compete the above application form
Receive the best rates and recommended most suitable lenders
Select the preferred finance option
CreditSME arranges the selected financing option
Funding available to your business on bets rates available

CreditSME's Lender Partners

CreditSME's business lender partners includes:

Major Australian banks;
Regional banks and building societies;
Specialist non-bank lenders;
Peer-to-peer small business lending platforms; and
Various private funders to Australian businesses.

Business loan application

Complete the following application and we'll promptly provide the best business loan rates available to your business with no cost, obligation or impact on your credit score.